A Connecticut driving under the influence conviction can make your life exponentially harder, potentially impacting everything from how you get around to whether you are able to find a job and earn a living. While the criminal repercussions associated with drinking and driving in this state are extensive, your DUI can also impact your life negatively in other ways. Attorney Joseph J. Colarusso recognizes that automotive insurance rates often rise sharply following a DUI conviction, and he has helped many people charged with drinking and driving defend themselves in the hope of avoiding such convictions.
According to Insure.com, a DUI conviction almost always leads to a sharp increase in auto insurance. Typically, American citizens who receive DUI convictions will see their car insurance rates rise between 28 and 371 percent, with these figures varying based on where you live, the circumstances surrounding your arrest and so on.
In Connecticut, specifically, you can anticipate that your auto insurance rates will climb about 48 percent in the wake of a DUI. Before a DUI conviction, the typical Connecticut motorist pays about $1,980 for car insurance every year. After a DUI conviction, though, the average Connecticut driver must pay about $2,933 for auto insurance each year, which is an increase of $953 annually.
While a notable increase in your auto insurance rates is probably not something you desire, it could be worse. In some cases, auto insurers may refuse to cover you at all following a DUI because they see you as too much of a liability. A DUI on your record already looks bad, but having an insurance policy cancellation on your record also can make it even more difficult and expensive to find insurance coverage moving forward.
This information about how a DUI can impact insurance rates is educational in nature and not a replacement for legal advice.
